Seller Financing
Address
20756 West End Drive, Panama City Beach, FL
Price
$ 796,500
Property Attributes
- MLS#1006026
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- AreaBay County
- NeighborhoodLAGUNA BEACH
- Zip32413
- StyleBeach House
- Year Built2016
- Taxes$ 4976
- Price$ 796,500
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1882
- Lot Size0.17 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Buyer Incentives offered. Near 30A. Same Beautiful Beach. More Value... Laguna Beach is one of West Panama City Beach's most sough-after markets, offering greater affordability than 30A and Inlet Beach, with no HOA in a golf-cart friendly community. Located near public beach access #84, the home is conveniently located within a 10-minute drive either way between Pier Park and the 30A corridor near Rosemary Beach, providing easy access to shopping, dining, entertainment, and the beach. One of the owners' favorite things about this home is the priceless lifestyle it offers. Walk to the beach or hop in your golf cart and embrace the ease of coastal living. Enjoy leisurely daily walks or evening jogs, all while taking in breathtaking sunsets and beautiful morning sunrises. This custom-built home is situated on a quiet dead-end street, offers a bonus sunroom and large back yard with room for a pool. Offering the flexibility today's buyers are looking for, this property is equally suited as a primary residence, second home, or high-performing vacation rental. It offers exceptional vacation rental potential with significant upside for investors or second-home owners. Rental projections indicate strong earning potential, with even greater returns possible by adding a pool. The property combines quality construction and ample parking with a two-car garage, extra parking for multiple vehicles, and additional space for a boat, RV, trailer, or golf-cart. The home's south-facing orientation fills the interior with natural light and provides beautiful sunrise and sunset views throughout the year. With 2X6 exterior walls, impact windows, Hardie Board siding, architectural shingles, paver driveway, and premium roof decking, the home was designed for peace of mind, durability and low maintenance. The split-bedroom floor plan features an open living area and a well-appointed fully stocked kitchen with walk-in pantry, KitchenAid stainless appliances with wall oven, a Bosch dishwasher, custom hood vent, and a beautiful sea-blue glass tile backsplash. The fenced backyard features an outdoor shower, large deck and patio, ample room for a resort-style pool, and a custom gazebo constructed from exotic Ipe wood imported from South America, creating a unique outdoor living and entertaining space. Additional features include a wood-burning fireplace with stone surround, heated bathroom exhaust fans, rain-head walk-in showers, custom built-in shelving, and a bay window in the primary bedroom overlooking the backyard. Offered partially furnished. Pool and plan are available upon request. Pool photos are renderings of what could be done in the back yard and are not actual photos. Pool orientation are not accurate but close to where a pool would fit. Ask for details. Buyer to verify all data and dimensions as some measurements are approximate.
| Elementary School | Middle School | High School |
|---|---|---|
| Hutchinson Beach Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 6/23/2026 | Listed $829,000 |
| 7/31/2026 | 4$799,000 |
| 8/18/2026 | Listed $796,500 |
General Features
| Utilities | Electric,Public Water,TV Cable |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| Community Features | Short Term Rental - Allowed,Beach |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | LAGUNA BEACH |
| Status | Active |
| Buyer Financing | Conventional,FHA,Owner,VA,Other |
| Directions | Hwy 98 West PCB take Azalea Dr South turn right on West End Dr and go to the end. Home is the last home on the right. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Lot Size Square Feet | 7405.2 |
| Elementary School | Hutchinson Beach |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 2703 - Bay - Central SW |
| Standard Status | Active |
| Sewer | Septic Tank |
| Heating | Central |
| Cooling | Ceiling Fans,Central Air |
| Garage Spaces | 2 |
| Patio/Porch Features | Deck Covered,Deck Open,Porch |
| Architectural Style | Beach House |
| Construction Materials | Siding CmntFbrHrdBrd,Stone |
| Year Built | 2016 |
| Stories Count | 1 |
| Tax Year | 2025 |
| New Construction | false |
| Attached Garage | true |
| Total Rooms | 13 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Breakfast Bar,Fireplace,Kitchen Island,Pantry,Washer/Dryer Hookup |
| Flooring | Floor Hardwood,Floor Tile |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Bay,Double Pane Windows,Storm Windows |
| Furnished Y/N | Furnished - Some |
Exterior Features
| Lot Features | Dead End,Survey Available,Within 1/2 Mile to Water,See Remarks |
|---|---|
| Lot Size Area | 0.17 |
| Lot Dimensions | 68 x 110 |
| Lot Size Acres | 0.17 |
| Road Surface Type | Paved |
| Road Frontage Type | State Road |
| Exterior Amenities | Rain Gutter,Fenced Back Yard,Pavillion/Gazebo,Shower,Sprinkler System |
| Fencing | Fenced Privacy |
| Building Area Total | 1882 |
| Parking Features | Boat,Oversized,RV,See Remarks,Other |
| Total Parking | 8 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
Price
Taxes
Year Built
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